How the collapse of Silicon Valley Bank could affect crypto companies

State regulators took over Silicon Valley Bank on Friday, put the funds of many startups out of reach, including many crypto companies.

The bank caters mostly to tech and venture capital clients, and its failure has been billed as the biggest bank failure since Washington Mutual Bank in 2008. Meanwhile on Sunday a joint statement by the Federal Reserve, the Treasury Department , and the Federal Deposit Insurance Corp. assured that all SVB depositors will get their money backmany eagerly tried to get their cash reserves out of other sources this week.

Several crypto companies have already revealed exposure to Silicon Valley Bank. Here’s what we know so far:

Avalanche

The Avalanche Foundation said in a tweet on Friday that it has $1.6 million in Silicon Valley Bank. The foundation, which helps operate the Avalanche blockchain, said it was “saddened by the news about SI and SIVB, and hopes that all depositors have recovered.”

BlockFi

The embattled digital asset lender disclosed in a filing last week that it has $227 million tied up in Silicon Valley Bank. The money is not FDIC insured because it is in a money market mutual fund, according to a tweet from New York Times reporter Lauren Hirsch. A company lawyer, who declared bankruptcy last year, said in a bankruptcy hearing Monday that the company has access to enough cash for the business to survive, and “well,” Bloomberg reported.

round

Circle, creator of the second largest stablecoin, USDC, said over the weekend that $3.3 billion of the $40 billion it has in reserves to restore the stablecoin is in a Silicon Valley bank.

The news caused the USDC to depeg from the dollar, which fell to a low of 87 cents before regaining its peg on news that the government would backstop deposits.

On Sunday night, Circle confirmed in a statement that the billions trapped in SVB are safe. The USDC stablecoin returned to trading at around 99 cents on Monday.

panther

Crypto-focused venture capital firm Pantera is using Silicon Valley Bank as a custodian, according to a regulatory filing from last month, CoinDesk reported. The company raised $1.3 billion for a blockchain fund last year and plans to raise more this yearaccording to Decrypt.

evidence

The members-only NFT community behind the successful Moonbirds project said it has SVB money, but did not disclose how much. Collective Proof, founded by Kevin Rose and Justin Mezzell, added that it has various assets that also include Ether and stablecoins, according to a tweet on Friday.

“While this news is unfortunate, it will not affect your wallet or our roadmap,” Proof Collective wrote.

Ripple

Ripple CEO Brad Garlinghouse said in a tweet on Sunday that the company has some exposure to SVB without saying how much. The executive said he does not expect to disrupt the business and added that Ripple “already holds most of our USD with a wider network of bank partners.”

Yuga Labs

The company behind the popular NFT collection Bored Ape Yacht Club also has “super limited financial exposure,” to SVB, according to a conflict message from founder Greg Solano. He added that having funds at the failed bank “will not affect our business or plans in any way,” according to a screenshot of the discord message.

A Yuga Labs spokesperson confirmed the authenticity of the discord message but declined to comment further.

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